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Health & Benefits Program

In response to escalating health costs, we have assembled a program of offerings tailored to the needs of IT & engineering staffing firms including:

  • New Level Funded Plans: 
    • TechServe Alliance Level Funded Plan
    • Level Funded Plans That Use the Cigna Provider Network and Big Data Avoiding the Need for Claims Info and Questionnaires
  • Captive Opportunity for Larger Firms Low Cost MEC Plans &
  • Unlimited Direct Primary Care Plans Starting at $50 a month
  • Unlimited Telemedicine for $99 Per Year/Family
To schedule a brief virtual meeting with Tommy Poulin, TechServe’s dedicated Benefits Advisor, please click here!
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Coverages Available

In response to escalating health costs, we have assembled a program of offerings tailored to the needs of IT & engineering staffing firms including:

Employee Benefits
Health, Dental & Vision
Life & Disability Plans
Accident & Critical Illness
Level-Funded Health Plans
Self-Funded Health Plans
Income Protection
No-Exam Life Insurance
Disability Insurance
Business Overhead
Long Term Care Plans
Your employee benefit plan renews annually. However, there are cost-effective changes that can be implemented at any time. Contribution strategies
  • Individual Coverage HRA
  • Class Structure
  • Plan design or Carrier Changes
  • Provider network and payment options
  • Funding options
If you offer a fully insured group health insurance plan, these are cost savings you can consider immediately:
  • Carriers: You can change a fully insured carrier at any time
  • Plan designs: Most carriers will let you increase out-of-pockets mid year
  • Payroll deductions: You can increase employee deductions at any time (with 30 days notice)
  • Class structure: You can change the class structure at any time (with 30 days notice)
  • MEC Plan: You can add a minimum essential coverage plan at any time
  • Funding: You can move to a level funded health plan at any time
If you provide a HSA or HRA:
  • You can add or change HRA or HSA amounts at any time (with 30 days notice)
  • You can implement an Individual Coverage HRA (IC-HRA) at any time
  • If you offer a level funded or self-funded health plan, these are annual contracts.
Related Documents
  • IRS Issues Guidance on COVID-19 Relief for Health FSAs and DCAPs (March 2021)
    On Feb. 18, 2021, the IRS released Notice 2021-15 to clarify special rules for health FSAs and DCAPs under the Consolidated Appropriations Act, 2021 (CAA). The Notice also provides additional mid-year election change relief for Section 125 cafeteria plans for plan years ending in 2021 and relief for amendments to health FSAs and HRAs regarding reimbursement of over-the-counter medications and menstrual products.
  • President Biden Issues Executive Actions Addressing Health Care Access (January 2021)
    President Joe Biden has signed two executive actions to strengthen Americans’ access to affordable health care. Among the actions is an executive order aimed at expanding enrollment in the Affordable Care Act (ACA) and Medicaid, and a memorandum rescinding regulations on reproductive health access.
  • Consolidated Appropriations Act: Employee Benefits Provisions (January 2021)
    The Consolidated Appropriations Act, 2021 (CAA), which was signed into law on Dec. 27, 2020, includes many provisions affecting employers, group health plan sponsors, health benefits brokers and health insurance issuers. This Compliance Overview summarizes the employee benefits provisions relating to tax-favored accounts, surprise medical billing, health care transparency and mental health parity. It also includes various tax provisions that may be of interest to employers.

IF YOU HAVE A QUESTIONS

To schedule a benefits discussion with Tommy Poulin, Benefits Advisor, click here.

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